Studying Again

I'll be picking up the books again. Have to complete 3 insurance exams by the end of this month and I've yet to start studying for them. The inertia's quite great after a long hiatus from school. Hm.. or is it an excuse not to start studying promptly. Been doing it in school... always take a long time to delve into my books proper. Probably it's all in my mind. Should commit myself into passing all the 3 tests on the first take. I don't want to fork out any extra money for those tests. So to those studying for exams too, I'll be studying along with you :)